Wednesday, February 18, 2009

I'm Scared

I am terrified we are going to lose it all. We got a notice by certified mail that our home is due up on the auction block for a tax sale. Apparently, the mortgage company stopped paying the taxes. Yet, (and as soon as I find the paperwork, I will prove it) we have continued to be charged in escrow for the property taxes.

George contacted the mortgage company and we are supposed to fax them something to their tax department with our loan number and they will pay it within five days. This house is due up for auction in less than a month.

We need $4,021.24 by March 2 to keep this from happening and we are stuck relying on a mortgage company that has a history of being less than helpful.

This is the same mortgage company that tried to say we paid $500 less than we did and spent the next six months going after us even though we had documentation (including phone calls and letters from the Credit Union) verifying we actually paid what we paid.

I am really not in the mood to have all of us become homeless.

George has gone to fax the paperwork and talk to the county office, but I am not holding my breath. 

Does anyone want $4,000 worth of soap? (Not that I have $4,000 worth of inventory.)

6 comments:

Unknown said...

That's terrible. I'm so sorry about your mortgage company. What a horrible, scary thing to go through!

I hope you'll be able to work something out. I can't believe they stopped paying the taxes.

I wish you the best.

Lisa A. Goff, writer, stained glass, homeschooler said...

Holy crap! That's bad news. I hope this gets worked out. Soooooo scary. It seems we go about our business, think everything's okay, and without our knowing it, the bottom drops right out from under us.

Didn't they give you any notices of taxes not being paid? Sorry, dumb question, if they had, you would have taken care of it. But, I mean, gee, you would think they would have the courtesy to contact you if there were problems.

Anonymous said...

I just said a huge prayer for you and your family.

I'm so sorry that you are going through this.

Mrs. Hoppes said...

Ms. Burrows: I am sure things will work out. I'm just trying to remember that God is in control.

Lisa: We got no notices. I had no idea until the certified letter came yesterday saying "Pay this by this date if you want the house taken off the auction block."

RT: Thank you so much. That means a lot.

Buckaroo Banzai said...

I'll give you $10 for the soap! Heh.

Sucks that you have to go through this. If you need anything, let us know.

Mrs. Hoppes said...

Thank you. What I would like is some kind of assurance that I can stop worrying a hole in my stomach and that everything will work out. My husband is less stressed than I am about this and I am trying to follow his lead and relax. But that is difficult at best. All we can do now is keep calling the county offices to see if the mortgage company did what they said they would.

I hate waiting.